What would unlock more lenders?
See how many lenders you'd currently match — and exactly what a longer visa, more UK time or more income would unlock, lender by lender.
This is an information tool, not advice: it shows more lenders whose published criteria you'd meet, not a recommendation, a decision in principle, or a guarantee any lender will approve you.
Worked example: £45,000 income, 18 months in the UK, 24 months left on the visa
A sole applicant on a work visa, using the same named-lender panel the checker verifies.
Currently matches 12 of 17 named lenders. The nearest lever that would unlock another is Perenna: raising income to £50,000 would move it into reach — everything else about the case stays the same.
Change the inputs below to model your own numbers.