UK mortgages for visa holders
Free guides to getting a UK mortgage on a visa — Skilled Worker, spouse and Graduate visas, deposits without ILR, building UK credit and which lenders say yes.
See which lenders accept your visa — and how much they'd lend — in about a minute.
Free · Zero credit impact · 58 UK lendersWill lenders consider you?
We track 88 lenders — 70 will consider foreign nationals, depending on your visa type and time remaining.
Check your eligibility →What is the affordability check?
Your visa type and time left in the UK decide who'll lend. The check runs your figures through every lender's real affordability rules and shows which ones accept your status, and how much they'd lend.
Tell us your figures
Income, deposit and the property you have in mind — a few questions, about a minute.
We check 58 real lenders
Your numbers run through each panel lender's own affordability rules, using the details you give.
See who'd lend, and how much
A ranked view of which lenders would lend to you, and the amount each would offer.
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Every guide on this site is free to read — subscribe and we'll email you when lender criteria change or a new guide goes live.
see which lenders would consider you →work out your deposit per lender →check how much you could borrow →see how lenders read foreign-currency income →
The UK Visa Mortgage Handbook 2026
Everything on this site, organised — status, deposits, income, credit and every lender figure, verified and dated. Free, with a PDF edition.
Read the handbook →Mortgages by visa type
Skilled Worker, Health & Care, spouse and Graduate visas.
Read more →No ILR? Still possible
Deposit expectations and which lenders don't require settled status.
Read more →Building UK credit
What lenders actually check and how to look strong quickly.
Read more →