Mortgage document checklist
The exact paperwork a UK mortgage application needs, tailored to your visa, employment and deposit source — free, unlocked by email, printable to keep.
This is general guidance, not advice: exact documents requested vary by lender and case.
Worked example: Skilled Worker visa, employed, own savings deposit, sole applicant
A common case: PAYE-employed on a Skilled Worker visa, deposit built up from own savings, applying alone.
Identity & immigration status
- Valid passport (or other accepted photo ID)
- eVisa share code (or BRP if still in date) confirming your current immigration status
- Certificate of Sponsorship reference (from your visa grant or employer)
Income
- Last 3 months' payslips
- Last 3 months' bank statements showing your salary being paid in
- P60 (most recent tax year)
- Employer reference letter confirming role, salary and contract type
Deposit
- Bank statements (usually 3-6 months) showing the deposit funds building up
Change the inputs below to model your own numbers.