Visa renewal timeline planner
See how many months you'd have left on your visa when you complete, which named lenders that timing would clear, and whether renewing first would open up more of the panel we track.
This is an information tool, not advice: it doesn't give a recommendation, a decision in principle, or a guarantee any lender will lend to you.
Worked example: visa expires in 20 months, completing in 6
Visa has 20 months left today, and the purchase is expected to complete in 6 months' time.
At completion you'd have 14 months left on the visa. That's enough time for 75 of 88 lenders on the wider panel, including all 13 of our named lenders that pass a time gate — e.g. Accord, Bluestone, Generation Home, Halifax. Renewing before you buy would unlock a further 12 lenders on the panel.
Aldermore, Barclays, Kensington and Pepper require settled status or ILR regardless of time left on your visa.
Change the inputs below to model your own numbers.