Reviewed 2026-07-13
Nottingham BS visa & foreign national mortgage criteria
Accepts foreign nationals
Yes
Max LTV without ILR
up to 90% LTV
Minimum time left on visa
0 months
| Criteria | Verdict | Detail |
|---|---|---|
| Accepts foreign nationals | Yes | — Very wide visa list incl. Health & Care, Skilled Worker, Global Talent, Family, Ancestry, BNO, pre-settled; overseas credit read via a cross-border bureau (15 countries) |
| Max LTV without ILR | Yes |
75% (manual underwriting) where no UK or eligible overseas credit data |
| Income requirement (foreign nationals) | No | — No FN-specific minimum (general 5.5x income multiple needs £60k) |
| Visa types accepted | Yes | — |
| Minimum time left on visa | Yes |
|
| ILR (settled status) required | No | — |
| Deposit from overseas | Yes | — |
| Foreign income accepted | No | — GBP income only |
| Builder gifted deposit | Yes | — |
| New-build max LTV | Yes |
|
| Max LTV (standard) | Yes |
|
Source: lender intermediary criteria, last verified 2026-07-11. Criteria change frequently — always confirm current policy with the lender or a broker.