Accepts foreign nationals
Yes
Max LTV without ILR
up to 95% LTV
Minimum time left on visa
Case-by-case
| Criteria | Verdict | Detail |
|---|---|---|
| Accepts foreign nationals | Yes | — Accepts foreign nationals without ILR; under 12 months' UK residency considered case-by-case |
| Max LTV without ILR | Yes |
Reported June 2026 extension to 95% with 1 year's residency and no minimum income — confirm current position with the lender |
| Income requirement (foreign nationals) | Yes | — No minimum income required (reported June 2026) |
| Visa types accepted | Yes | — |
| Minimum time left on visa | Case-by-case | — Hodge doesn't publish a minimum time remaining on the visa — confirm with the lender |
| ILR (settled status) required | No | — |
| Deposit from overseas | Yes | — |
| Foreign income accepted | Yes | — |
| Builder gifted deposit | Yes | — |
| New-build max LTV | Yes |
|
| Max LTV (standard) | Yes |
|
Source: lender intermediary criteria, every row verified on or since 2026-06-24 (most recent check 2026-08-19). 2 rows carry no verification date and are shown as published by the lender without a dated check. Criteria change frequently — always confirm current policy with the lender or a broker.