Reviewed 2026-07-13
Hinckley Rugby BS visa & foreign national mortgage criteria
Accepts foreign nationals
Yes
Max LTV without ILR
up to 95% LTV
Minimum time left on visa
Yes
| Criteria | Verdict | Detail |
|---|---|---|
| Accepts foreign nationals | Yes | — Skilled Worker, Health & Care, Global Talent, BNO and Ancestry visas; no minimum UK residency (90% cap under 12 months) |
| Max LTV without ILR | Yes |
90% where UK residency is under 12 months |
| Income requirement (foreign nationals) | Yes | — £41,700 single applicant; no minimum for NHS, private hospital or teaching roles |
| Visa types accepted | Yes | — |
| Minimum time left on visa | Yes | — None required, but under 6 months needs confirmation of an extension |
| ILR (settled status) required | No | — |
| Deposit from overseas | Yes | — |
| Foreign income accepted | Yes | — |
| Builder gifted deposit | Yes |
|
| New-build max LTV | Yes | — |
| Max LTV (standard) | Yes |
|
Source: lender intermediary criteria, last verified 2026-07-11. Criteria change frequently — always confirm current policy with the lender or a broker.