Reviewed 2026-07-13
Generation Home visa & foreign national mortgage criteria
Accepts foreign nationals
Yes
Max LTV without ILR
up to 90% LTV
Minimum time left on visa
Case-by-case
| Criteria | Verdict | Detail |
|---|---|---|
| Accepts foreign nationals | Yes | — No prescribed visa list — assessed case-by-case; family-visa applicants need the sponsor as a joint applicant |
| Max LTV without ILR | Yes |
No fixed residency period; ~2 years' UK credit history via Experian used as the proxy |
| Income requirement (foreign nationals) | Not published | — |
| Visa types accepted | Case-by-case | — |
| Minimum time left on visa | Case-by-case | — |
| ILR (settled status) required | No | — |
| Deposit from overseas | Case-by-case | — |
| Foreign income accepted | No | — |
| Builder gifted deposit | Case-by-case | — |
| New-build max LTV | Yes |
|
| Max LTV (standard) | Yes |
|
Source: lender intermediary criteria, last verified 2026-07-11. Criteria change frequently — always confirm current policy with the lender or a broker.